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• Home Loans
  • • • Buy a new home ❯ Refinance my home loan ❯ Buy an investment property ❯ First home buyers ❯ Low Doc home loans ❯ Construction loans ❯ Apply for a home loan now ❯
• Personal Loans
  • • • Low rate personal loans ❯ Debt consolidation  ❯ Home renovation loans ❯ Bike loans  ❯ Boat loans  ❯ Caravan loans  ❯ Jet ski loans  ❯ Green Loans ❯ Medical, Cosmetic & Dental Loans  ❯
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• Helpful Resources
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Property Buying Cost Calculator

Ready For The Next Step?

Helpful Resources

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About our Property Buying Cost Calculator

1. Enter Property Price – Input the expected purchase price of your home.
2. Select Your State – Stamp duty and government fees vary by location.
3. Include Loan Details – Add your deposit amount and loan type.
4. Review Additional Costs – Factor in legal fees, lender’s mortgage insurance (LMI), and other charges.
5. Get Your Total Cost Estimate – See the full breakdown of expenses before you buy.

• Deposit – Usually 5%-20% of the property price.
• Stamp Duty – Varies by state and property value.
• Legal & Conveyancing Fees – Covers contracts, property searches, and settlement.
• Loan Application & Lender Fees – May include establishment fees, valuation fees, and LMI.
• Building & Pest Inspection – Ensures the property is structurally sound.

• Avoid Hidden Costs – Get a realistic estimate of all expenses before committing.
• Plan Your Budget – Ensure you have enough savings to cover every cost.
• Buy with Confidence – Make informed decisions and secure the right loan for your needs.

Want a tailored finance solution?

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• Bike Loans
• Boat Loans
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• Green Loans
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• Buy A New Home
• Refinance My Home Loan
• Buy an Investment Property
• First Home Buyers
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• Apply For a Home Loan Now

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Want a tailored finance solution?

• Call Us

1300 955 791

• Email Us​

info@natloans.com.au

• Text Us

0419 348 152

• Visit Us

7/296 Bay Rd

Cheltenham VIC 3192

Natloans is part of the Natloans group of companies, proudly owned by Natloans Holdings Pty Ltd. All services delivered under the Natloans brand are provided by licensed entities within our group — and we’ll always confirm the relevant entity in your documentation for complete transparency.

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