• Car Loans
  • • • Personal Car Loans ❯ Business Car Loans ❯ Chattel Mortgage ❯ Electric Vehicle Loans ❯ Low Doc Car Loans ❯ Finance Lease ❯ Bad Credit Car Loans ❯ Car Loan Refinancing ❯ Sale & Leaseback Finance ❯ Novated Car Lease ❯
• Home Loans
  • • • Buy a new home ❯ Refinance my home loan ❯ Buy an investment property ❯ First home buyers ❯ Low Doc home loans ❯ Construction loans ❯ Apply for a home loan now ❯
• Personal Loans
  • • • Low rate personal loans ❯ Debt consolidation  ❯ Home renovation loans ❯ Bike loans  ❯ Boat loans  ❯ Caravan loans  ❯ Jet ski loans  ❯ Green Loans ❯ Medical, Cosmetic & Dental Loans  ❯
• Business Loans
  • • • Low doc business loans ❯ Truck finance ❯ Business overdrafts ❯ Commercial property loans ❯ Private lending ❯ Equipment Finance ❯ Working Capital Finance ❯ SMSF Commercial Property loans ❯
• Helpful Resources
  • • • Loan Calculators ❯ Get My FREE Property Report ❯ Get My Credit File ❯ Send My Bank Statements ❯ Blog ❯ Personal Loan calculator

Get My Credit File

Your credit file plays a big role in determining what finance products you can access and the interest rates you’ll be offered. Understanding your credit score is the first step to improving your financial position and ensuring you get the best possible deal.

My Credit File

• My Credit File
• $19.95

3-in-1 Services

• My Credit File
• Car Valuation
• Car Facts

Frequently Asked Questions

1. Yes, you can purchase your Credit File through our site, and then you can review:

1. 1. Your Credit Rating
   2. Credit Enquiries
   3. Repayment History
   4. Defaults
   5. Bankruptcy and debt agreements
   6. Financial Hardship information

You can also access your Credit File through Equifax here directly for free – see www.equifax.com.au/personal/products/equifax-free-credit-report

A Soft Credit Enquiry is triggered by an authorised third party such as Natloans who want to obtain your information to assess what loan options are accurately available to you. A soft credit enquiry will not effect your Credit Score.

A Hard Credit Enquiry is triggered by a credit provider after you apply for credit so they can review your report for details such as repayment history, the number of loans you are currently holding and also your credit score. A hard enquiry will effect your credit score.

Hard Credit Checks stay on your Credit File for 5 years. This is why it is important to use an authorised third party such as Natloans who will not make multiple enquiries on your Credit File and reduce your Credit Score.

Want a tailored finance solution?

• Personal Car Loans
• Business Car Loans
• Chattel Mortgage
• Electric Vehicle Loans
• Low Doc Car Loans
• Finance Lease
• Bad Credit Car Loans
• Car Loan Refinancing
• Sale & Leaseback Finance
• Novated Car Lease

• Low Rate Personal Loans
• Debt Consolidation
• Home Renovation Loans
• Bike Loans
• Boat Loans
• Caravan Loans
• Jet Ski Loans
• Green Loans
• Medical, Cosmetic & Dental Loans

• Buy A New Home
• Refinance My Home Loan
• Buy an Investment Property
• First Home Buyers
• Low Doc Home Loans
• Construction Loans
• Apply For a Home Loan Now

• Low Doc Business Loans
• Truck Finance
• Equipment Finance
• Business Overdraft
• Commercial Property Finance
• Private Lending
• SMSF Commercial Loans
• Working Capital Finance

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• About Us
• Compliments and Concerns
• Privacy Policy

Want a tailored finance solution?

• Call Us

1300 955 791

• Email Us​

info@natloans.com.au

• Text Us

0419 348 152

• Visit Us

7/296 Bay Rd

Cheltenham VIC 3192

Natloans is part of the Natloans group of companies, proudly owned by Natloans Holdings Pty Ltd. All services delivered under the Natloans brand are provided by licensed entities within our group — and we’ll always confirm the relevant entity in your documentation for complete transparency.

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