1300 955 791 Free Consultation 1300 955 791 Free Consultation Click here Click here

Award-Winning Mortgage Broker in Perth | Natloans

Perth mortgage brokers helping you compare home loans, refinance, or review your loan. Clear steps and broker support from Natloans.

Pre-Qualify Book a Free Consultation

Natloans works with buyers and homeowners throughout Perth and surrounds who want to compare home loan options before deciding where to apply. If you’re buying, refinancing, or reviewing an existing loan, a mortgage broker helps you understand how different lenders assess your situation and what choices may be available.

You can work with a Perth-focused mortgage broker by phone or video conferencing, with the same broker supporting you from your first conversation through to settlement.

To get started, you can pre-qualify online or book a consultation with a Perth mortgage broker to talk through your plans.

Why Use a Mortgage Broker in Perth

Lender policies can vary depending on property type, location, and how income is assessed. In Perth, these differences often influence which lenders are willing to lend, how valuations are handled, and how quickly applications move.

Working with a mortgage broker allows you to compare home loan options across a broad panel of lenders instead of relying on a single bank’s criteria. This comparison happens before you apply, helping you understand how rates, features, and lending rules differ.

When you work with a Perth mortgage broker at Natloans, we help to:

You choose the loan. We handle the comparisons and the follow-ups.

Get in Touch Book a Free Consultation

What You Can Expect With Natloans Mortgage Brokers

A Perth mortgage broker should make your options clearer, not more complicated.

This is how Natloans supports you through the process.

Home Loan Brokers And Banks Work Differently

Both banks and mortgage brokers can help you apply for a home loan.

The difference comes down to how many options you can review and how much support you receive along the way.

Working With a Bank

Loan Options

You’re limited to that bank’s own home loan products.

Who They Represent

Advice is shaped by that bank’s lending rules and products.

Comparisons

You’ll need to research other banks yourself if you want alternatives.

Application Support

The bank processes your application once you’ve selected a product.

Ongoing Help

Support usually ends after settlement.

Working With a Mortgage Broker

Loan Options

You can review loan options from multiple lenders in one place.

Who They Represent

The broker acts on your behalf when comparing lenders.

Comparisons

Loan options are compared side by side, with key differences explained.

Application Support

Your broker prepares the application and manages lender follow-ups.

Ongoing Help

You can return to your broker if you want to review or change your loan later.

Both options can work. Using a broker simply gives you more visibility across the market before you decide.

Apply In Three Steps

Applying for a home loan with Natloans is designed to be straightforward. You can start by checking where you stand, compare options, or move straight into an application when you’re ready.

Your broker remains involved throughout, helping with comparisons, paperwork, and lender follow-ups as things progress.

Choose the step that suits you and take things from there.

Step 1

Pre-Qualify

Answer a few quick questions to confirm what may fit your situation and what you could borrow.

Pre-Qualify

Step 2

We Compare and You Select

Review your loan options side by side, with clear notes on rates, fees, and features.

Compare

Step 3

Get Approved

We submit your application and stay involved as the lender reviews it and moves it toward approval.

Get Approved

Perth Mortgage Broker Access

Natloans supports Perth clients through phone and video consultations, making it easy to speak with a mortgage broker without needing to attend a local office. Appointments are flexible and designed to suit different schedules and time zones.

We also assist clients across Western Australia and interstate, with consultations handled by phone or video.

1300 955 791

0419 348 152

info@natloans.com.au

Phone or video

Loan Types We Can Help With

Whether you’re buying, refinancing, or building, our Perth mortgage brokers can help you compare home loan options and apply with confidence.

Buy A New Home

Support when purchasing a property, including guidance on deposits, repayments, and lender requirements.

Learn More

Refinance My Home Loan

Help reviewing your current loan to see whether changes to your rate, structure, or features may suit you better.

Learn More

Buy An Investment Property

Loan options for residential investment purchases, including how lenders assess rental income.

Learn More

First Home Buyers

Clear guidance for first-time buyers, including deposits, lender criteria, and available schemes.

Learn More

Low Doc Home Loans

Home loan options for self-employed borrowers where standard income documents may not apply.

Learn More

SMSF Home Loans

Finance structures for property purchases through a self-managed super fund, where appropriate.

Learn More

Construction Loans

Loans designed for building or major renovations, with progress payments during construction.

Learn More

Apply for a Home Loan

Ready to get started? Begin your application and move toward approval.

Apply Now

Calculators and Tools

If you want to sense-check numbers or compare scenarios before applying, these tools can help you plan with more confidence. They’re useful whether you’re still weighing options or already speaking with a broker.

Borrowing Power Calculator

Estimate how much you may be able to borrow based on income, expenses, and existing commitments.

Learn More

Home Loan Repayment

See how loan amount, term, and interest rate affect your expected repayments.

Learn More

Home Offset Calculator

Understand how funds held in an offset account could reduce interest over time.

Learn More

Mortgage Refinance Calculator

Check how refinancing might change repayments and overall loan costs.

Learn More

Loan Comparison Calculator

Compare two loan scenarios side by side, including repayments and total interest paid.

Learn More

Stamp Duty Calculator

Estimate stamp duty based on property value and buyer details in Western Australia.

Learn More View all calculators and tools

Lenders Panel

We work with a broad panel of banks and non-bank lenders. This gives your Perth mortgage broker more options to compare before you decide where to apply.

Our Home Lenders

Perth Mortgage Broker Frequently Asked Questions

Do I pay a fee to use a mortgage broker in Perth?

In most cases, no. Mortgage brokers are usually paid a commission by the lender once your loan settles. If any fees may apply to your situation, these are explained clearly before you proceed.

Can a mortgage broker help if I’m self-employed?

Yes. Brokers regularly assist self-employed borrowers, including business owners and contractors. Because lenders assess income differently, comparing policies can be especially helpful.

Is it better to use a broker or go straight to a bank?

Both options can work. A bank can only offer its own products, while a broker can compare loans across multiple lenders. Using a broker gives you a broader view before choosing where to apply.

How long does the home loan process usually take?

Timeframes vary by lender, your circumstances, and the property involved. Some applications move quickly; others take longer due to valuations or additional checks. Your broker keeps you updated throughout.

Can you help with pre-approval before I buy?

Yes. Pre-approval can help you understand your borrowing position before making an offer. Your broker explains what it covers, any conditions, and how long it remains valid.

Do you only work with Perth borrowers?

Natloans works with borrowers across Australia. Perth clients typically work with their broker by phone or video throughout the process.

What documents are usually required?

This depends on the lender, but commonly includes identification, income details, bank statements, and information about existing debts. Your broker will explain what is needed and helps you prepare everything before submission.

Can a broker assist with more complex situations?

Yes. Brokers often assist borrowers with multiple incomes, existing loans, or non-standard circumstances. Comparing lender policies can help identify options that fit better.

Will speaking to a broker affect my credit score?

Initial discussions and pre-qualification checks do not affect your credit score. A formal enquiry usually occurs only when you proceed with an application, and your broker explains this beforehand.

What happens after my loan settles?

You’re not locked into a one-off interaction. You can return to your broker if your circumstances change or if you want to review your loan later.

What Our Customers Say

Read recent feedback from people who have worked with Natloans on their home loans.

EXCELLENT Based on 925 reviews Posted on Google Hayley Patterson 8 October 2026 Trustindex verifies that the original source of the review is Google. Lizzy was helpful and made the process streamlined and easy to follow. The turnaround from first contact to payout of financing was very quick and Lizzy constantly kept me in the loop and was quick to respond and answer question for me. Thanks Lizzy Posted on Google Laura Ferlazzo 6 October 2026 Trustindex verifies that the original source of the review is Google. Declan was fantastic, he is knowledgeable, responsive and efficient. He made the whole process very straight forward, I would definitely recommend Natloans. Posted on Google Yoganand Ramphul 1 October 2026 Trustindex verifies that the original source of the review is Google. Amazing Broker ,Very helpful this is my fifth Loan from Natloan ,always gives you good advice and right products for your needs. Posted on Google Kimberlyn Wise 30 September 2026 Trustindex verifies that the original source of the review is Google. Lizzy Lawrence did a great job getting us a low interest loan for our car. She had great communication and any queries thrown at her were answered promptly. Thanks for helping us out! Posted on Google Erika Rupping 29 September 2026 Trustindex verifies that the original source of the review is Google. We’ve used NatLoans for our loan applications for over five years, and they’ve always been professional, helpful and easy to work with. They take the time to listen, understand what we need and find a loan that fits our circumstances. We’ve had a great experience with them and would happily recommend them. Posted on Google Scott Quilliam 23 September 2026 Trustindex verifies that the original source of the review is Google. I have high praise for Michelle. Warm, professional, and great attention to detail. Super easy process and well communicated throughout. Thanks Michelle, you’re a great broker!! Posted on Google Shining Bee Cleaners 11 September 2026 Trustindex verifies that the original source of the review is Google. Jonathan Dhondee is the best ! Thank you to you and Nat loans. i’m looking forward to drive my merc this weekend! Great Communication , Excellent service & rapid delivery! Jonathan Dhondee & Nat Loans highly recommend! Posted on Google Junior Crichton 11 September 2026 Trustindex verifies that the original source of the review is Google. Dealt with Jonathan and communication was very thorough and helped me every step of the way. Prompt respond and attention to detail explaining every bit for me. Very easy to deal with and will definitely reach out to Jonathan again in the future when needed also will recommend to my friends and families. We need more people like Jonathan making everything as smooth as possible for me! Thank you for your help and you deserve a pay rise my bro. Posted on Google janice kerr 11 September 2026 Trustindex verifies that the original source of the review is Google. My dealings with broker Michelle Douthie was absolutely wonderful. She was very patient and more than helpful. Would highly recommend her Posted on Google Saief Subakat Chowdhury 6 September 2026 Trustindex verifies that the original source of the review is Google. On 21st August at 10:11am I requested for a quote then just after 20 min I got a call from Michelle and she’s amazing. From start to finish Michelle guided me and clarified everything and give me the best deal from Alex Bank. I also had few other quotes from other car finance companies but her deal is the best. On 25th August the dealer received the fund. Thanks Michelle for the excellent job 👏 Verified by Trustindex Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Who is Natloans?

Natloans is a trusted Australian finance and mortgage brokerage team. We compare options across a wide lender panel and help you choose a loan that fits your needs. From first questions through to approval, the focus is on clear steps and practical guidance.

Speak With a Perth Mortgage Broker

If you’re ready to take the next steps, you can either start with a quick pre-qualification or book a consultation to talk through your situation with a Perth mortgage broker.

Pre-Qualify Book a Free Consultation https://www.natloans.com.au

Want a tailored finance solution?

Contact Us Car Loans Personal Loans Home Loans Business Loans Mortgage Brokers Finance Brokers About Us Blog

Want a tailored finance solution?

Contact Us

1300 955 791

info@natloans.com.au

0419 348 152

7/296 Bay Rd

Cheltenham VIC 3192

Copyright © 2026 Natloans. All rights reserved.

Natloans is part of the Natloans group of companies, proudly owned by Natloans Holdings Pty Ltd. All services delivered under the Natloans brand are provided by licensed entities within our group — and we’ll always confirm the relevant entity in your documentation for complete transparency.

Images on This Page