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Home Loan Calculator

See your estimated repayments per week/fortnight/month.

Ready For The Next Step?

Rates from % p.a. Comparison Rate % p.a.

Instantly check your eligibility with over 50 lenders online.

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About our Home Loan Calculator

How to use the Mortgage Calculator?
  1. Enter the loan amount, loan term (in years), interest rate (this will be an estimate, to obtain an accurate interest rate, please go to https://www.natloans.com.au/home-loans/apply-for-a-home-loan-now/), and payment frequency.



  2. Analyse the results: This Home Loan Calculator will provide an estimate of your regular payments, the total interest you will pay and the total amount you will repay over the life of the loan.  
Does this calculator include stamp duty, Lenders Mortgage Insurance or legal costs?

No it does not, please refer to the following in relation to Stamp Duty Calculations:

https://www.natloans.com.au/calculators-tools/stamp-duty-calculator/

Can I compare Home Loans against each other?

Yes you can, refer to https://www.natloans.com.au/calculators-tools/loan-comparison-calculator/

How much house can you afford?

Interest on a home loan in Australia is typically calculated daily and charged monthly. That means your lender works out the interest based on the balance you owe each day, then totals it up at the end of the month. So, the more you pay off (and the sooner you do it), the less interest you’ll pay overall. This is why making extra repayments – even small ones – can really add up over time.

Use our borrowing capacity calculator to get an estimate of how much you can borrow:

https://www.natloans.com.au/calculators-tools/borrowing-power-calculator/

https://www.natloans.com.au

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1300 955 791

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0419 348 152

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Cheltenham VIC 3192

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