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Leisure Loans and How They Work

By Mary Nebotakis, Managing Director, Natloans, B. Eco, Dip. Financial Services

What is a Leisure Loan?

Leisure loans will cover you for the purchase of bikes, boats, jet skis, caravans, and other such assets. They are a category of loan wherein one is granted possession of an asset classified as a leisure item, and is obligated to repay their lender for the item after being granted therewith. This is distinct from a Personal Loan, which will grant one with a particular sum of money for discretional use, and is also distinct from a Car Loan, as in general, cars are not classified as being leisure vehicles.

How Do Leisure Loans Work?

As mentioned previously, a leisure loan will generally work along the same lines as a Car Loan, wherein you will be granted possession of the asset itself, and expected to pay your lender back across a number of instalments, to cover for the price.

It must be emphasised that a Leisure Loan is not a Personal Loan, and you should not expect to receive a lump sum for discretional spending upon a successful settlement of your loan.

What Are The Typical Rates For Leisure Loans?

As with most loan categories, Leisure Loan rates will vary depending on the asset in question, but, as a general rule of thumb, the typical rates for Leisure Items, as offered by Natloans are as follows:

• Bikes – From ~5.50%
• Boats – From 5.85%
• Jet Skis – From 5.85%
• Caravans – From 5.99%

Interested?

If you’re keen to hop on a new jet ski, camp out in a new caravan, ride on a new bike, or captain a new boat; then Natloans is just one call away! Our veteran team of finance brokers has been helping Australians country-wide to get their hands on the Leisure loans of their dreams, so what are you waiting for? Call us today at 1300 955 791! See you soon!

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Natloans is part of the Natloans group of companies, proudly owned by Natloans Holdings Pty Ltd. All services delivered under the Natloans brand are provided by licensed entities within our group — and we’ll always confirm the relevant entity in your documentation for complete transparency.

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